How much do you need?
Choose an amount and how many months you'd like to repay it over.
Confirm your cellphone
We'll SMS you a code. This is the number we'll use for your offer, your agreement and "My loan", so use one you keep with you.
About you
As it appears on your ID or passport. Applied with us before? Type your ID number first and we'll fill in your details from last time.
Welcome back. We've filled in your details from last time: check each step and change anything that's different. Your income and expenses are asked afresh each time, as the law requires.
Where you live
Your home address, where your agreement and any notices will be sent.
Work and pay
We'll collect your repayments on your payday, so the money is there when we debit it.
Your bank account
We pay the loan into this account and collect repayments from it by DebiCheck, which you approve with your bank.
Your monthly budget
The law requires us to check you can afford the loan. Use your latest payslip; round to the nearest rand. Leave anything that doesn't apply at 0.
Check and submit
Your estimate, with your repayments on your paydays.
Upload your documents
Your application is in. Upload these so we can assess it. PDF, JPG or PNG, up to 10 MB each. A clear phone photo is fine.
Documents marked "Optional" help us decide faster, but you can apply without them.
Thank you, we've received your application
Your reference number:
You are signed in to My loan for 15 minutes after you last use it; after that we'll send a new code.